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I AM NOT THE TYPE OF PERSON THAT SUES...

What should I do now?

We often hear this statement at our initial office conference with new personal injury clients after a Philadelphia, Mercer County, or Bucks County auto accident. Many of our clients have never previously been injured and have never been put through the personal injury auto insurance claims process.

Immediately after a PA or NJ auto accident, car accident victims are not usually thinking about making claims for pain and suffering or filing lawsuits. Most people experience the shock of the collision, are a bit shaky, and basically want to get safely on with their day. Unfortunately for many, by the evening after the auto accident, the aches and pains increase and soon become unbearable. At this point, the injured person will call a doctor who treats personal injury cases to get some relief from the mounting pain. After a few weeks and the aches and pains have not gotten any better, many personal injury victims will start looking for a car accident injury lawyer.

THIS MAY BE TOO LATE!

You may have already have received a phone call from the other driver's insurance company asking you about the accident and your injuries. This person (an insurance company adjuster) may seem sweet and innocent. Little did you know, he or she was trying to get your statement and pin you down to whatever quickly and unknowingly came out of your mouth on that telephone call.

One thing you should know, in almost every auto accident case in Bucks County, Philadelphia, or Mercer County NJ, INSURANCE COMPANIES PAY PERSONAL INJURY CLAIMS. Many people incorrectly believe, including jury members, that if you file a lawsuit after an auto accident and sue an individual, that that particular defendant will pay your claim or jury verdict out of his or her own pocket. This is ALMOST NEVER TRUE.

Insurance companies NOT INDIVIDUALS pay almost every auto accident claim or jury verdict.

Lawyers for the Plaintiff are not permitted under Pennsylvania or New Jersey law to tell the jury at trial that the Defendant has auto insurance to pay the claim. In many auto accident cases, if the word "insurance" is mentioned in trial, the judge will rule a mistrial and the case will have to be re-tried in the presence of a new jury.

When you make a claim for pain and suffering after a Bucks County auto accident, the "nice guy" insurance company turns nasty. The business model of auto insurance companies is to PAY YOU AS LITTLE AS POSSIBLE to save money for its owners or shareholders. Your personal reputation will be attacked. You may be called an exaggerator, a malingerer, or an outright fraud. The auto insurance company may claim that you are partially at fault or that your injuries are not related to this accident (even though you had no prior pain).

You are in for a difficult battle, but a winnable battle. You should team up with an experienced and local Philadelphia Area personal injury attorney to help you fight the insurance company. Before you MAKE A MAJOR MISTAKE, order a paperback version or download a free copy of our Pennsylvania auto accident victim's guidebook. Once you been through the personal injury claims process, we guarantee that if you are ever TRULY INJURED again, you will not think twice about fighting the good fight to recover FAIR AND REASONABLE COMPENSATION for your pain and suffering.

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