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A: Soon after a Bucks County, Pennsylvania or Philadelphia car accident you will be receiving medical bills in the mail. The emergency room hospital bills alone will be thousands of dollars. Pennsylvania law says that you should first look to your own car insurance to pay your medical bills up to the amount that you chose of your PA auto insurance policy. When you signed up for your car insurance, you chose the limits to cover medical bills. Pull out a copy of your auto insurance policy to see how much coverage you have for medical bills. Once you have used up your auto insurance medical bill coverage, you may then submit your bills to your health insurance company. If you do not have health insurance then you can seek government benefits such as Medicare or Medicaid to pay for your medical bills. If you incur out-of-pocket medical bills, you can seek payment from the driver who caused the car accident. Unfortunately, the other driver's insurance company will not pay for your medical bills until your personal injury case has settled.
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