What are the exceptions to the Pennsylvania Limited Tort Law?

 

A: So you made the mistake and chose limited tort on your Pennsylvania auto insurance policy. Perhaps you didn't know the benefits of full tort or perhaps you couldn't afford full tort, but now are you stuck with your choice of limited tort auto insurance for this auto accident?

Your personal injury claim may qualify for one of the exceptions to Pennsylvania's limited tort law. Whenever the other driver is a fault and he or she:

  • - Is operating a vehicle registered in a state other than Pennsylvania,
  • - Has not maintained auto insurance,
  • - Intended to injure himself or herself, or
  • - Was in the business of fixing cars and did not fix the car properly which caused the PA auto accident.

These Pennsylvania limited tort exceptions do not apply to uninsured motorist coverage or underinsured motorist coverage.

If you were injured while in a vehicle that was not a private passenger vehicle, for example a bus, limo, taxi, or truck, you will not be subject to your prior choice of limited tort auto insurance in Pennsylvania. There are many other in's and out's of the Pennsylvania limited tort law that only an experienced PA car accident lawyer should advise you about.

If you have been injured in a Bucks County, Philadelphia, or Montgomery County, PA auto accident and chose limited tort on your PA auto insurance policy, download a free copy of our Pennsylvania Personal Injury Victim's Guidebook before you make a mistake that can harm your injury claim.




We at Saile & Saile LLP represent injured individuals throughout Pennsylvania and New Jersey, specifically focusing on the following areas throughout the greater Philadelphia area and Delaware Valley including: Bucks County, Mercer County, Philadelphia, Trenton, Delaware County, Montgomery County, Chester County, Burlington County, Hunterdon County, Middlesex County, Camden County, Gloucester County, and North East Philly.  In Bucks County we represent clients in Bensalem, Bristol, Levittown, Langhorne, Morrisville, Trevose, Feasterville, Warmister, Warrington, Buckingham, Yardley, New Hope, Doylestown, Chalfont, Sellersville, Reigelsville, Upper Bucks County, and Quakertown.  Other areas include: Ewing, NJ, Hopewell, Lawrenceville, Hamilton, and West Trenton. Other areas: Montgomeryville, Horsham, Willow Grove, Jenkintown, Lansdale, Norristown, Conshohocken, East and West Norriton, Ardmore, King of Prussia, Broomall, Drexel Hill, Chester, Camden, Woodbury, Bellmar, Pennsauken, Marlton, Palmyra, Bordentown.

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